{"id":104,"date":"2022-12-01T04:43:00","date_gmt":"2022-12-01T04:43:00","guid":{"rendered":"https:\/\/scaadvisorsprd.wpenginepowered.com\/central-virginia\/2022\/12\/01\/burying-your-head-in-the-sand-isnt-the-answer\/"},"modified":"2022-12-01T04:43:00","modified_gmt":"2022-12-01T04:43:00","slug":"burying-your-head-in-the-sand-isnt-the-answer","status":"publish","type":"post","link":"https:\/\/scaadvisorsprd.wpenginepowered.com\/central-virginia\/2022\/12\/01\/burying-your-head-in-the-sand-isnt-the-answer\/","title":{"rendered":"Burying Your Head in the Sand Isn\u2019t the Answer"},"content":{"rendered":"<div class=\"entry\" itemprop=\"articleBody\">\n<p>For many of us, we\u2019ve been taught since we were children to plan ahead &amp; not procrastinate.\u00a0 It started when we were in school with \u201cget your homework finished before you go out and play,\u201d or \u201cput your clothes out the night before,\u201d or \u201chave your lunch packed ahead of time.\u201d\u00a0 As we get older, the advice is a little different but the concept is the same: \u201cBy failing to prepare, you are planning to fail,\u201d according to Benjamin Franklin.\u00a0 Eleanor Roosevelt said that \u201cIt takes as much energy to wish it as it does to plan.\u201d<\/p>\n<h2>Importance of Planning for Aging<\/h2>\n<p>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 This concept of planning ahead gets even more important as we age.\u00a0 In our role of working with older adults &amp; their families, it is astonishing to see the difference that planning ahead makes in terms of care, living options, &amp; general happiness and peace of mind.\u00a0 For the people who have looked ahead and have done advanced planning, there are countless options and open doors.\u00a0 For those that have not planned, they and their loved ones are left scrambling to figure out next steps.\u00a0 It is not a good situation to find out after the stroke has happened that Medicare will not cover long term care needs.\u00a0 It is not a good situation emotionally, physically or financially to become an overnight caregiver without support.<\/p>\n<h2>Financial Considerations for Aging<\/h2>\n<p>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Not everyone has the financial resources to save huge sums or to invest in a long-term care insurance plan.\u00a0 However, everyone can look ahead and have the conversations with loved ones about goals and desires for care when that time comes, &amp; take the needed steps to make sure those goals and desires happen.\u00a0 Everyone can take the time to legally name a Power of Attorney who can speak &amp; act for them if incapacity occurs. Everyone can take the time to think about how it will affect those around them if they need care.<\/p>\n<h2>Facing the Reality of Aging<\/h2>\n<p>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 It\u2019s easy to bury your head in the sand and think it will never happen to you.\u00a0 All of us age every day.\u00a0 The question is, how well will you do it?\u00a0 Planning goes a long way in ensuring success.<\/p>\n<\/div>\n<div class=\"key-takeaways\">\n<h2>Key Takeaways<\/h2>\n<ul>\n<li>Start conversations with family about aging plans early.<\/li>\n<li>Explore affordable options for long-term care planning.<\/li>\n<li>Recognize the importance of proactive planning in aging well.<\/li>\n<li>Avoid procrastination by setting specific goals for future care.<\/li>\n<\/ul>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>For many of us, we\u2019ve been taught since we were children to plan ahead &amp; not procrastinate.\u00a0 It started when we were in school with \u201cget your homework finished before you go out and play,\u201d or \u201cput your clothes out the night before,\u201d or \u201chave your lunch packed ahead of time.\u201d\u00a0 As we get older, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-104","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - 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