Listen to our latest Boomers Today podcast and read through answers to common senior placement questions.
Boomers Today is our weekly podcast that helps educate families on resources available to the aging boomer population. Frank Samson, founder and CEO of Senior Care Authority®, interviews a different expert on aspects of what families face as the Boomers and their parents are aging. Subjects range from caregiver challenges, to legal matters, to financial considerations, to health and wellness topics and self-care.
Lisa Rehburg is President of Rehburg Life Insurance Settlements, a life insurance settlements broker, and has been in the health and life insurance industries for over 30 years. Lisa started her company five years ago because she discovered that over 500,000 seniors a year walk away from their life insurance policies, with little or nothing. She is passionate about helping clients benefit better from their unwanted, unneeded or unaffordable life insurance policies.
Today’s guest, Dr. Jonathan Baktari, is a healthcare CEO, a vaccine and COVID-19 expert, and a physician with specialties in internal, pulmonary, and critical care medicine. He and his team at e7 Health specialize in preventative medicine, vaccinations, and testing for viruses. In short, Dr. Baktari was an expert on COVID, before COVID even existed.
Dr. Stana Martin earned her Ph.D. from the University of Texas at Austin in Communication Studies. In 2006 she left university teaching to specialize in long-term care planning as a result of both her grandmothers going through extended care. She teaches required continuing education courses for attorneys, trust officers, and financial professionals and has authored two books published on Amazon. One is a step-by-step guide on “How to File a Claim Successfully” and the second is called “Handing Down the Kingdom.” a “how-to” guide on getting your legal, financial, and other parts of your “kingdom” organized. www.mrsltc.com
Dr. Richard G. Caro is co-founder of Tech-enhanced Life https://www.techenhancedlife.com/, a Public Benefit Corporation with the mission of improving the quality of life of the aging and their families. He is also CEO of TangibleFuture, Inc., an interventional management consultancy. Richard has been responsible for the development of a number of successful products; has 24 issued patents; and received a Ph.D in Physics from Oxford University, where he was a Rhodes Scholar. He is an active member of several Silicon Valley angel investor groups, with a particular focus on the intersection of healthcare, aging, and technology.
Jason Neufeld, Esq. is the founding partner of Elder Needs Law, PLLC which focuses on a variety of Florida Elder Law matters including Estate Planning, Medicaid-Planning, probate, and guardianship matters. Jason is consistently recognized as a top lawyer among his peers in Super Lawyers Magazine and Florida Trends Legal Elite. Jason is an author and on the board of the Academy of Florida Elder Law Attorneys and Co-Chair of the Broward County Bar Association Elder Law Section.
Margie Hackbarth has worked in healthcare communications and administration for more than 30 years and calls herself a cheerleader for older adults. Margie authored, Amaging™ Growing Old On Purpose. It’s about re-framing our attitudes on aging and focusing on the amazing potential of older adults. She introduces a framework for affirmations to help older adults achieve goals, and discusses the need for affirmations due to age bias in our culture – and in our own minds.
Below you'll find answers to the questions we get asked the most about Eldercare support. If you don't see the answer to your question below, please don't hesitate to ask us anything. We promise to give you an honest answer.
Safety is the number one factor for most families. Although most people would prefer to stay in their own home, there are significant reasons why that is sometimes not possible. In addition to safety concerns, social engagement, communal meals, scheduled activities and 24/7 supervision are some other good reasons to consider Assisted Living.
Often, it is a process and a series of conversations. Imagine yourself in Mom’s position and don’t try to force anything. A Senior Advisor can help you map out the strategy and even help you talk with Mom.
It varies from state-to-state, even county-to- county in the same state. Costs are usually based on a fee for rent and additional fees for care, based on how much assistance is needed.
The rule of thumb, at this writing, is that Medicare only pays for post-acute skilled nursing care, for a maximum of 100 days if certain requirements are met. Medicaid is a state-administered program. Some states have “waivers” that allow people to spend down their money and then stay in an assisted living facility when Medicaid goes into effect. Your Advisor will be versed in the regulations in your state.
If Dad was enlisted during a period of war (see VA website) chances are that Mom is eligible to receive his benefits. Talk to your Advisor for general guidelines and then contact your local VA office for more information.
The short answer is not necessarily. There are many factors to consider and every care situation is different. Mild Cognitive Impairment (MCI) can mean a variety of things. It is not necessarily a precursor to Alzheimer’s or other dementias. That said, dementia does not happen overnight and early stages are, in fact, a reason someone may have MCI.
Most likely not. A power of attorney does not give you the right to force someone to move. Usually this requires a Guardianship or Conservatorship. An elder law attorney would be your best source of advice. We can give you referrals to excellent attorneys specializing in laws relating to eldercare.
Hiring a local Senior Advisor or Patient Advocate is your best bet to having “boots on the ground” when your loved one lives far away. Interview several and find someone with whom you feel comfortable. We can help!
Most likely yes but as we stated above, programs vary from state to state. Home ownership is not typically considered when determining eligibility. If she is going to have to sell her home to pay for care, your best option is to consult with a Medicaid planning or elder law attorney. Again, we can refer you to someone competent and compassionate.